At Home in the Tropics Bed and Breakfast, Charlotte Amalie, St. Thomas $$$$
Concierge.com's insider take:
High above the din of Charlotte Amalie and its cruise ship crowds stands At Home in the Tropics, a four-room B&B reminiscent of a New England beach house with white lace curtains, fresh white walls, and quilts in shades of Caribbean blue. Formerly the residence of the personal guard of the Danish governor of St. Thomas, the 200-year-old building was restored for its 2006 opening by owners Pam and Matt Eckstein. The adults-only policy makes it an ideal sanctuary for couples' retreats. Book rooms one or two for a private upper deck with panoramic views of St. Thomas and neighboring islands. If you're a nervous driver, be forewarned: Finding this B&B on its hilltop perch can be a bit disconcerting, and there's no shuttle service.