Concierge.com's insider take:
If you've ever dreamed about moving to the islands, Gibney's Beach Villas is the perfect place to test the waters. Set on stunning Hawksnest Beach and within the boundaries of Virgin Islands National Park, these two West Indian beach cottages have open kitchens, travertine tile floors, handsome mahogany furniture, and plenty of privacy. Couples love the one dubbed the Beach Cottage, with its king-size four-poster bed, sea-view patio, and outdoor shower; families often book the Garden Cottage, with a master bedroom plus a sleeping loft that opens onto a second-story deck. Run by Teri Gibney—an affable woman who's lived on St. John for more than 15 years—the cottages are surrounded by dozens of fruit trees, including star fruit, banana, sugar apple, and mango, a garden Teri's 12-year-old son, Tommy, will gladly walk you through. There's a nearby reef for snorkeling (BYO gear) and kayaks to explore beyond the bay, but most people come here just to laze on the beach. Be forewarned: There's a five-night minimum stay.