U.S. Virgin Islands

Concierge.com's insider take:

The majority of the beaches on St. Thomas are home to hotels—so expect to compete with other visitors for your own strip of sand. Nonguests are permitted, though some resorts charge a small fee for a beach chair if you're not staying at the property. Here are our favorite two beaches on the island.

Magens Bay
If you avoid this one-mile crescent between 10 am and 2 pm—the height of the cruise ship day—Magens Bay can be every bit the unspoiled strip of sand all those "best beaches" lists make it out to be. The water is consistently calm and there are tons of palm trees for a shady respite, making it a great choice for families. It's overseen by Magens Bay Authority, a private entity that charges $4 per person and rents lounge chairs and nonmotorized water-sports gear. The same authority also maintains the stunning overlook at Drake's Seat, found off Route 40 near the bay, and the romantic though mostly unknown Lindquist Beach near Sugar Bay.

Coki Point Beach
On the island's northeastern coast, not far from the Red Hook ferry dock, Coki Point Beach is another watery stretch that regularly fills with tourists eager for a day in the sun; it's also one of St. Thomas' best snorkeling spots. In order to rent gear at one of the shoreline vendors (where you can also buy fish food), you'll have to wind your way through hair braiders trying to make a buck and food stands selling fried meat patties. But it's worth it for a look at the vast underwater ecosystem, which has angelfish and snapper plus several varieties of coral. For a look at the fish without getting wet, consider visiting nearby Coral World Ocean Park, which features a three-tier underwater observatory that plunges 15 feet below the sea (6450 Estate Smith Bay; 340-775-1555; coralworldvi.com).